Personal
Savings Accounts

We offer a variety of savings account options to fit your needs and help you meet your long-term financial goals.

Whether you’re saving for your child’s college education or a special vacation, you can put your money to work with a personal savings account at VacationLand Federal Credit Union. We have savings accounts for every member of your family, from the youngest savers to retirees.

Open a savings account that fits your needs at one of our branches in Huron, Norwalk, Sandusky and Vermilion or call us at 1-800-691-9299 to get started.

Membership is required. Not currently a member? Become a member and start enjoying exclusive benefits from a local network today!

Share Savings Account

  • Required for membership
  • $5 minimum deposit
  • Own a share of the credit union

Youth Club Account

  • For teens ages 13 to 19
  • Teach children to save early
  • No monthly fees

Individual Retirement Account (IRA)

  • Competitive dividend rates
  • Tax-free and tax-deferred options
  • Traditional, Roth, SEP and Coverdell

Club Account

  • Save for holidays or other expense
  • Earn dividends on balances of $100 or greater
  • Unlimited deposits

Money Market Plus

  • Competitive rates
  • Tiered rates maximize earnings
  • Check writing privileges

VLFCU Cub Club

  • For kids 12 and under
  • Birthday dividend with deposit
  • Fun prizes and activities

Share Certificates

  • Competitive fixed rates
  • Terms from 3 months to 5 years
  • $500 minimum balance

Campus Connection Club

Connecting to your money and paying your bills is easy with:

  • Free account, no fees!
  • Members age 18-26
  • Enrolled in an institution of higher learning

Savings Account Education

A savings account is a great tool to help you manage your money and prepare for the future. Choosing a savings account may seem simple, but it’s important to understand how one works to ensure you’re saving effectively.

Take our Financial Empowerment program on Savings Accounts to learn the basics, including:

  • Setting savings goals
  • Types of savings accounts
  • Smart saving habits to meet your financial needs

All depository accounts are insured up to $750,000. The first $250,000 is provided by the NCUA Share Insurance Fund (NCUSIF). An additional $500,000 is made available through private insurance from Excess Share Insurance (ESI). This coverage is more than most financial institutions offer!