Make this year a financial success with VacationLand Federal Credit Union
As the new year unfolds, it presents an ideal opportunity to organize your bills and fulfill all your financial obligations. Taking control of your finances today lays a good foundation for a more secure future, allowing you to focus on long-term goals, alleviate the pressure of hefty monthly payments, and pave the way for greater financial freedom.
VacationLand Federal Credit Union offers practical financial solutions to help you on your way to financial stability. Review your financial landscape and start planning for the year ahead with our team of experts waiting to assist with your January credit card statements. Consider transferring your high-interest credit card debt to our Visa Rewards credit card during our Credit Card Balance Transfer Special*, with an introductory APR of just 3.99% for the first 15 months and 12.40%-18% APR afterward. This offer, available until February 28, 2025, allows you to consolidate merchant and major credit card debt without incurring balance transfer fees or cash advance fees.
While navigating credit card debt is a necessary step, creating a detailed plan for your budget empowers you to make informed decisions about your spending. Resources like the ones provided by VLFCU offer invaluable support. We are dedicated to helping our members gain financial empowerment through educational resources and tools that aid in budgeting, managing your credit score, and preparing you for significant purchases, such as a home. We are happy to introduce our digital financial education initiative through our partnership with MoneyEDU. The program includes interactive courses on key economic topics; several financial tools and calculators; and accessibility on a mobile device and tablet so you can learn anytime, anywhere for free.
Additional resources like our Credit-Builder Bundle can help you understand the root causes of your debt. We go beyond just telling you your credit score, we will help you comprehend your credit history and patterns and help you make informed decisions that could positively impact your credit scores.
Another vital tool available to members is online and mobile banking that can help you stay on track with your savings, automate bill payments, and set up eAlerts and calendar reminders. These tools allow you to monitor investment contributions, manage extra debt payments, and master your cash flow. By using these features, you can ensure your financial plan stays aligned with your goals.
If you are unsure about your financial goals or whether you are on track for a brighter 2025 and a secure future, we encourage you to reach out to us. Your brighter tomorrow with greater financial freedom begins with one simple step: a conversation with VLFCU today. Give us a call at 1-800-691-9299.
*Membership eligibility is required with a minimum deposit of $5.00 in a Share/Savings Account. Member must be in good standing with VLFCU. No promotions are eligible with any other offer or discounts. 1. APR= Annual Percentage Rate. 2. Promotional rate of 3.99% APR applies for fifteen months after you transfer a balance. Offer valid from January 1, 2025 through February 28, 2025. Balance transfers may not be used to pay down an existing VLFCU Visa. After the promotional period ends, the APR will be (Prime + 4.90% to 17.90% as published in the Wall Street Journal), based upon your creditworthiness. APR may vary but will not exceed 18%. Foreign Transaction fee up to 1% of each transaction amount applies to purchase made outside of the U.S., regardless of whether you are located inside or outside the United States at the time of the transaction. Subject to change or cancellation without notice.
