Summer vacation is well underway. With school out, there’s swimming, amusement parks, getting the greatest suntan yet, hanging out with friends, festivals, and fairs. The kids will be working exceptionally hard once school is back in session, so make sure you have lots of fun things lined up for their summer. Try saving a few activities until after they’ve settled back in to break up the daily grind of classes.
It’s not unusual for kids and parents to postpone thinking about a new school year beginning when one has just ended, but the best time to get ready for the new school year is well before its arrival. And, with a little pre-planning, you can make your family’s transition seamless.
Plumshop.com says BTS (back-to-school) shopping is the second largest shopping season of the year, and it can take a huge chunk out of your budget. Fortunately, there are many specials and bargains to be had now. Online coupon queen, The Krazy Coupon Lady, says you should plan to shop in July to get the best deals. There are 23 terrific hacks on her website that every smart shopper should know about. Visit https://thekrazycouponlady.com/tips/money/back-to-school-shopping-hacks and check out when and where to save on your early back-to-school shopping.
Even with all those sales going on, will you still need some extra cash to cover shoes and clothes, supplies, tuition, dorm decorating, etc.? If so, then now’s the time to take advantage of VacationLand’s Summer Personal Loan Special before July 31. We’re offering a Personal Loan Special that can actually save you money, with flexible terms and appealing monthly payments. Borrow from $500 up to $5,000 so you can benefit from some of those early-bird shopping specials.
- Details of our June/July 2023 Personal Loan Promotion include:
- 2% off your qualifying APR
- 12- or 24-month term
- No pre-payment penalty
- No processing fees
- Available now through July 31
Dealnews.com suggests the best back-to-school sales start in early July and run until late August. Our Personal Loan Special could not have come at a better time. Look for the best values, use coupons, and send the kids back to school with all they need to ensure a successful academic year. A VLFCU membership in good standing is required, with a minimum deposit of just $25.00 in a Share/Savings Account. All loans are subject to approval and your actual APR will be based on your individual creditworthiness. There is a limit of one promotional loan per borrower. Take the opportunity today to make the most of this special offer. Be sure to also check out our wide range of other personal loans, all with low rates to help you finance your needs. Find out more online at https://www.vlfcu.org/personal/loans or visit one of our five conveniently located branches.
On the subject of back-to-school supplies, please remember to help us assist as many students as possible, grades K through 8, in Huron and Erie counties. The Stuff the Bus committee is presently collecting and distributing new school year necessities for those who are financially burdened by the cost of school supplies. Backpacks will be filled with the most essential items like pencils, crayons, markers, highlighters, glue sticks, etc. We’re collecting donations at all of our branches through August 4, and you can download a supply list flyer and learn more about how to support Stuff the Bus at https://www.vlfcu.org/events/stuff-the-bus-donation-collection.
As an aside, equally important as a scholastic education is financial literacy. Giving kids the tools they need to make wise decisions will benefit them now, and throughout their lives. Saving, spending, budgeting, and just plain banking are made easy with VacationLand’s Dollar Dog Kids Club, Youth Club Accounts, and our Campus Connection Club. High School members can even apply for one of six $1,000 post-secondary scholarships awarded each year. Go online here to find out more or give us a call at 1-800-691-9299. Get the kids off to an extraordinary academic term with our Summer Personal Loan Special and give them a long-lasting financial education, too, with the help of your credit union. We’re here for you.